How to get a UMID (Unified Multi-Purpose ID)
An old ID card that was shared by SSS, GSIS, PhilHealth, and Pag-IBIG. Important in 2026: you can no longer get a new UMID card. Both agencies stopped making them. SSS now issues the MySSS Card instead, and GSIS now issues the GSIS Digital ID with a bank ATM card. If you already have a UMID card, it is still valid and you can keep using it.

The three ways to get it
Online
Partly
You do not need to go to an SSS branch for a photo or fingerprints anymore. SSS uses the photo from your National ID. Right now Rizal Commercial Banking Corporation (RCBC) is the first partner bank.
Asia United Bank, China Bank, and Union Bank are set to follow. You can only hold one MySSS Card with one bank at a time.
- Log in to your My.SSS account at member.sss.gov.ph/.
- Open the Services menu and click MySSS Card.
- Check that your personal details are correct. If something is wrong, fix it first before going on.
- Agree to let SSS check your identity through the National ID eVerify system and use your National ID photo.
- Do the face scan (liveness test) on your camera.
- Pick your partner bank from the list. You can click each bank to read what the account offers.
- Agree to the terms, and to SSS sharing your data with the bank so it can open your account.
- You get a confirmation on screen, by email, and in your My.SSS inbox.
- Then go to the bank: use the bank's app or visit a branch to finish opening the account, complete their checks, and pay any card fee.
- The bank texts you or messages you in their app when the card is ready for pickup or delivery.
Walk-in
Partly
The card itself is made and released by the bank, not by SSS. For questions about where your card is, contact the bank, not SSS.
- You cannot walk in to SSS and ask for a UMID card. That service is gone.
- You CAN walk in to an SSS branch to fix your record first: to make your SS number permanent, or to correct your name, birth date, or address so it matches your National ID.
- You CAN walk in to your chosen partner bank branch to open the account and finish the MySSS Card.
- Government workers: walk in to a GSIS office to enroll in the GSIS Digital ID and get your bank ATM card.
Representative
Partly
The bank has its own identity rules on top of the SSS rules, so ask the bank first before sending anyone.
- For the online application step: no. It uses your own My.SSS login and your own live face scan.
- For picking up the finished card: SSS says you should ask your chosen bank whether an authorized representative can collect it for you. Each bank has its own rule.
- For any SSS branch transaction done by someone else on your behalf (for example fixing your record), they must submit a Letter of Authority (LOA) or a Special Power of Attorney (SPA).
- That LOA or SPA is valid for 6 months if it was signed in the Philippines, or 1 year if signed abroad, counted from the date you signed it, unless you wrote a different validity or cancelled it.
- They should also bring a valid ID for both of you.
- A company representative uses an Authorized Company Representative (ACR) Card instead. With an ACR Card they no longer need an LOA or SPA.
What to bring
- To apply for A MySSS card (the UMID replacement):
- An SS number tagged as permanent in SSS records
- A registered My.SSS account at member.sss.gov.ph/
- Your current home or mailing address, mobile number, and email already updated in your SSS record
- You must already be registered in the National ID (PhilSys), because SSS checks your face against the National ID
- Your name and birth date must match on both your SSS record and your National ID
- No paper documents are needed. The SSS Citizen's Charter lists 'No Requirements Needed' for this service.
- To change A temporary ss number to permanent (needed before you can apply), bring one of these: PSA birth certificate, UMID card, National ID (PhilID), Driver's License, Passport, Postal ID, NBI Clearance, Voter's ID, Seaman's Book, Alien Certificate of Registration, Firearm Registration, License to Own and Possess Firearms, or Permit to Carry Firearms Outside of Residence
- If you have none of those, bring any two ID cards or documents, both with your signature and at least one with your photo
- If YOU ARE A government worker: go to GSIS instead. Existing UMID and eCard holders keep their benefits. New enrollees get the GSIS Digital ID plus an ATM card from Landbank or Unionbank.
Fill this in before you go
Straight from the agency. Print it and bring it filled in.
The details
Who can apply
Nobody can get a brand new UMID card anymore. If you are an SSS member and you need a card, you apply for the MySSS Card.
To qualify you must: have an SS number tagged as permanent, have a registered My.SSS account, have your current home address, mobile number, and email correct in SSS records, and be registered in the National ID (PhilSys). Your name and birth date must match on both your SSS record and your National ID. If you are a government worker, you go to GSIS instead for the GSIS Digital ID.
Cost
SSS charges nothing for the MySSS Card application. The Citizen's Charter shows the fee as None for every step in the My.SSS portal.
BUT the partner bank may charge you a card fee, and you must pay it within their deadline or your application is cancelled. Other bank charges follow that bank's own terms.
The GSIS Digital ID has no card, so there is nothing to pay for the ID itself.
How long it takes
- MySSS Card
- the online part in the My.SSS portal takes only a few minutes.
- Gsis
- new enrollees get an ATM card from Landbank or Unionbank within about 5 working days.
After your bank account is opened, the bank makes and releases your card within 15 working days if you are in Metro Manila, or within 20 working days if you are outside Metro Manila.
How long it lasts
UMID cards already issued have no printed expiry date and stay valid. SSS confirms all previously issued SSS cards are still valid.
The MySSS Card is tied to your bank account, so it lasts as long as that account is open. The GSIS Digital ID lives in an app and does not expire.
Tips
- Do not pay anyone who says they can still get you a 'new UMID'. Both SSS and GSIS stopped making UMID cards. SSS did it under Circular No. 2025-008 and started the MySSS Card on 1 October 2025. GSIS did it under Memorandum Circular No. 054, series of 2024, effective 31 May 2024.
- Fix your name and birth date first. If your SSS record and your National ID do not match exactly, the face check will fail and you cannot apply. Correct the wrong one with the agency that holds it.
- You must be registered in the National ID before you can get a MySSS Card. If you are not registered yet, do that first. It is free.
- Remember that the MySSS Card doubles as a bank debit card, and the linked account automatically becomes where SSS sends your benefits, loans, and pension.
- SSS itself warns that other agencies and private companies are not required to accept the MySSS Card as an ID. The National ID is now the main official ID. So keep using your old UMID if you still have it, and carry your National ID.
Not verified
The research could not confirm these against an official 2026 source. Phone the office before you travel.
- the exact bank card fee - each partner bank sets its own amount and it is disclosed in their terms.
Sources
- SSS - MySSS Card official page (states it replaces the old UMID card, eligibility, steps, release times, bank fees)
- SSS - news release: SSS launches EMV-equipped, dual-function MySSS Card (applications opened 1 October 2025)
- SSS Circular No. 2025-008 - Issuance of the MySSS Card (official PDF)
- SSS 2026 Citizen's Charter, 1st Edition, External Services (MySSS Card application, fees shown as None)
- SSS - Become an SSS Member (rules on LOA and SPA for representatives, and on making an SS number permanent)
- Manila Bulletin - GSIS will phase out UMID eCard, shift to digital ID (Memorandum Circular No. 054, s. 2024)
- Manila Bulletin - GSIS assures continued validity of existing UMID and eCards